Don’t forget to Request a payday loan consolidation loans
When multiple credits have been subscribed, the pool of credits, formerly called the credit pool, makes it much easier to manage repayments.
A payday loan consolidation consists of consolidating several payday loans subscribed into one and the same credit. You may use Green-Touch.org if you have too many loans.
It allows, therefore, when one has to pay several monthly payments to different lenders, to collect all its repayments in one and the same monthly payment to a single lender.
The benefits of credit consolidation
– You have only one interlocutor, one monthly payment, one fixed rate and one credit period. This considerably simplifies the daily management of your loans, transformed into one and the same credit.
– You adjust your monthly payments to your income. If you extend the repayment period, you repay more slowly, which allows you to reduce your new monthly payment.
– You can adjust your repayments according to your new situation,
– You choose the date of deduction of your monthly payments. Depending on the payment dates and the withdrawals made on your account, you choose the best date to pay your monthly payment,
You can possibly finance new projects, after study of your file by Damika, in certain cases, it depends on the subscription dates and the conditions of the credits subscribed, you can profit from a rate of interest lower than that subscribed to the time of your loan.
Conditions of the credit union
The credit pooling formulas offer maximum flexibility:
- The amount of loan aggregations proposed by Damika varies between € 10,000 and € 400,000,
- The repayment is made over a period of 12 to 300 months.
- 2 loan consolidation offers are proposed according to your heritage situation:
- If you are a tenant, Damika acquires – after examination of your file – all of your consumer loans for an amount ranging between 10,000 euros and 80,000 euros.
- If you are a homeowner and want to include a mortgage loan in your credit group, Damika can offer you a consolidation of your home loan up to 400,000 euros.
To design your custom credit pool, do a simulation and get a policy answer in just a few minutes.